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Top landlord insurance stories of 2021
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Top landlord insurance stories of 2021

29 Apr 2020 5 mins read

Rental bonds… fair wear and tear versus damage… breach notices… COVID-19 and the impact on landlord insurance… differences in tenant damage… rent increases – these were the topics that caught the eyes of landlords and property managers in 2021. 

As we come to the end of the year, we are looking back at some of the stories we have written, that you loved. Here are the stories that gripped landlords and property managers in 2021…

Rental bonds: 10 questions asked and answered

This article was our #1 read of 2021! And, for good reason! Understanding what a rental bond can and can’t be used for is important knowledge for landlords and agents. Here, we explain what you need to know about the bonds that tie tenants to landlords. 

The great debate: Is it fair wear and tear or damage?

Coming in at #2 was an article looking at the differences between ‘wear and tear’ and ‘damage’. It is not surprising this is a popular article as the differences in damage cause a conundrum for many landlords, agents and tenants. Here, we break it down for you.

Breach notices: What to do when your tenant defaults on rent

When a tenant signs a rental agreement, they are ultimately agreeing to the ‘house rules’. But, what happens when they break the ‘house rules’ and how does it impact your insurance? We explain here.

COVID-19 and the impact on landlord insurance

With COVID-19 still impacting lives, it is no surprise that this is a highly-read article. Here, we answered a bunch of questions about how EBM RentCover policies responded during the pandemic.

Landlord insurance – what is covered and what isn’t?

Landlord insurance is a wise investment for owners who lease their property. It generally provides protection for the main risks landlords face, but it doesn’t cover every possible situation as the overload in risk would make insurance unaffordable. So, insurers need to strike a balance between providing cover for the most common eventualities, while keeping their level of risk at a manageable level. This article helps clients to determine what is and isn’t covered.

COVID-19 – a year on

Another COVID-19 article topped the list of your favourite reads in 2021! This one looked at what landlords needed to know 12 months on from the nationwide moratorium on evictions. You can read it here.

Cheat sheet: Understanding tenant damage claims

Not all damage is considered equal when it comes to insurance. If you have an investment property, understanding that there are different types of tenant damage can mean the difference between a claim being paid or not. This cheat sheet helps landlords and agents to identify the different types of damage that may be covered under landlord insurance.

A landlord’s guide to rent increases

Raising the rent is often a point of contention between landlords and tenants. Knowing the rules can go a long way to avoiding argy-bargy. In this popular read, we explain the regulations that surround raising rents in each state and territory.

Strata property: Who insures what?

If your investment property is in a strata complex, it’s important to understand who is responsible for insuring what. In this informative article, we explain the differences in landlord insurance policies and how they apply to strata-titled properties.

Five common issues that lead to claim denials

When it comes to insurance payouts, the rules are pretty simple – if you have a valid claim, it will be paid. The catch is, whether or not the claim is valid under the terms and conditions of your policy. To finish the list, this article offers five reasons why a claim will not be paid.

At EBM RentCover, we want to make sure landlords and property professionals are educated with the knowledge needed to make informed decisions about insurance for investment properties. We achieve this through our online Info Centre and by being there when you may need help – 1800 661 662.  

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