Insurance insights

2025 wrapped: top reads, key trends

There is always something happening in the world of property and insurance – legislation shifts, market trends, climate concerns, emerging technologies and changing investor sentiment. And while staying up to date is essential, it can also feel overwhelming. Who has time to trawl through all the major sites every week?

Throughout 2025, we saw strong engagement with the articles published in our own Info Centre – so much so that we recently rounded up our top reads of the year. But we know landlords and agents do not rely on us alone for insights. There is always something happening across the broader property and insurance landscape, and other leading sites have also shared important news and need-to-know updates.

To help, we have pulled together a list of the most important external articles of 2025. Here are the must-reads that caught our attention…

How 2025’s rate cuts flipped sentiment and fuelled competition

Interest rate cuts were one of the biggest drivers of market activity this year. Domain’s deep dive breaks down how the three cuts in 2025 helped reignite buyer and investor confidence. Further reading from Smart Property Investment shows how lower rates have lured more investors back into the market after a quieter period.

Climate Council: Australia’s most uninsurable areas

Realestate.com.au unpacked one of the most confronting reports of the year: the Climate Council’s finding that more than two million properties could face unaffordable insurance premiums by 2035. The article explores the regions most at risk, what is driving premium pressure and how climate change is reshaping the national property landscape. For more on the market impact, Elite Agent explored how flood risk alone is wiping billions from property values.

Cyber criminals target Aussie property transactions

Cybercrime surged in 2025, and property transactions remained a key target. Cyber Daily explored payment-redirection scams and the sophisticated tactics used by cybercriminals to intercept deposits and settlement funds. For a broader look at cyber risks facing property professionals and investors, Cyber Wardens provided further must-read analysis earlier in the year.

Artificial Intelligence and real estate market forecasting

CBRE examined how AI can transform real estate forecasting by analysing vast datasets faster and more accurately than traditional methods, but also noted the need for careful interpretation and combined human–AI judgement.

Turning your home into a rental? The tax surprises to know about

Before turning a family home into an investment property, owners must understand the tax implications. API Magazine explored the hidden costs, Capital Gains Tax considerations and traps many first-time landlords overlook. It is essential reading for anyone considering making the switch.

Labor win to fuel house prices

Following the Federal Election, Ray White outlined what a Labor win means for property, including likely impacts on prices, investor confidence and housing supply. The piece provides an overview of the political drivers shaping 2025’s market outlook.

And that wraps up 2025. More change, insight and industry updates are on the way in the year ahead, so make sure you are subscribed to The Report, our monthly round-up of articles and landlord insurance intel, and keep an eye on our Info Centre as new stories drop. And, of course, if you have questions about EBM RentCover landlord insurance, our Expert Care team is always ready to help – just reach out: 1800 661 662.

*While we have taken care to ensure the information above is true and correct at the time of publication, changes in circumstances and legislation after the displayed date may impact the accuracy of this article. If you need us we are here, contact 1800 661 662 if you have any questions.