Home Insurance Protection for landlords Landlord, contents and building insurance

Landlord, contents and building insurance

RentCover Gold

Protection from the driveway to the backyard

RentCover Gold is designed for stand-alone homes and townhouses needing protection for the entire property, from the driveway to the backyard. It offers cover for loss of rent during repairs (but not loss of rent when a tenant breaks their lease or faces hardship), tenant damage, legal liability and insured events to both contents and building.

What’s covered?

Accidental & intentional tenant damage

Up to $65,000 cover | Excess: $400 per event

Malicious tenant damage

Up to $65,000 cover | Excess: $400 per claim

Loss of rent (repairs)

Up to 52 weeks cover | Excess: $0

Denial of access

Up to 52 weeks cover | Excess: $0

Death of a tenant

Up to 52 weeks cover | Excess: $0

Water damage to contents

Up to $65,000 cover | Excess: $200

Water damage to building

Up to sum insured | Excess: $200

Fire damage to contents

Up to $65,000 cover | Excess: $200

Fire damage to building

Up to sum insured | Excess: $200

Storm damage to contents

Up to $65,000 cover | Excess: $200

Storm damage to building

Up to sum insured | Excess: $200

Pet damage

Up to $65,000 cover | Excess: $400 per event

Theft by tenant

Up to $65,000 cover | Excess: $400

Drug lab clean-up

Up to $65,000 cover | Excess: $400

Legal liability

Up to $30 million cover | Excess: $0

Legal expenses

Up to $5,000 cover | Excess: $0

Change of locks

Up to $250 cover | Excess: $0

Tax audit

Up to $1,000 cover | Excess: $0

RentCover Gold Premiums

Premiums are dependant on varying factors including postcode, building type, building age and sum insured. 

Our team can work with you to ensure you get the right amount of cover to best protect your investment.

Call us on 1800 661 662 if you would like a quote for your property.
 

RentCover Gold policy documents

RentCover Gold Product Disclosure Statement (PDS)

Download

EBM RentCover Financial Services Guide (FSG)

Download

Western Australia Employer Indemnity Policy

Download
Making a claim is easy

Making a claim is easy

We invest in innovative technologies to help provide excellent client support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim. 

Make a claim

Claim documents

'Loss of rent' claim form

Download

'Tenant damage' claim form

Download

'Insured events' claim form (non-tenant related claims including fire, storm and flood)

Download
Don't need cover for building damage?

Don't need cover for building damage?

If you own an apartment or villa which has building cover through strata insurance (or the building is insured elsewhere), you may like to check out RentCover Prime.

RentCover Prime

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