Home Insurance Protection for landlords Landlord, contents and building insurance

Landlord, contents and building insurance

RentCover Platinum

Protecting properties inside and out

RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard. And for those who want their landlord, contents and building insurance combined under one policy.  

What’s covered?

Accidental & intentional tenant damage

Up to $65,000 cover | Excess: $400 per event

Malicious tenant damage

Up to $65,000 cover | Excess: $400 per claim

Loss of rent (rent default)

Up to six weeks cover | Excess: $0

Loss of rent (repairs)

Up to 52 weeks cover | Excess: $0

Denial of access

Up to 52 weeks cover | Excess: $0

Death of a tenant

Up to 52 weeks cover | Excess: $0

Water damage to contents

Up to $65,000 cover | Excess: $200

Water damage to building

Up to sum insured | Excess: $200

Fire damage to contents

Up to $65,000 cover | Excess: $200

Fire damage to building

Up to sum insured | Excess: $200

Storm damage to contents

Up to $65,000 cover | Excess: $200

Storm damage to building

Up to sum insured | Excess: $200

Pet damage

Up to $65,000 cover | Excess: $400 per event

Theft by tenant

Up to $65,000 cover | Excess: $400

Drug lab clean-up

Up to $65,000 cover | Excess: $400

Legal liability

Up to $30 million cover | Excess: $0

Legal expenses

Up to $5,000 cover | Excess: $0

Change of locks

Up to $250 cover | Excess: $0

Tax audit

Up to $1,000 cover | Excess: $0

RentCover Platinum Premiums

Premiums are dependant on varying factors including postcode, building type, building age and sum insured. 

Our team can work with you to ensure you get the right amount of cover to best protect your investment.

Let us provide a quote for your property.
 

Why choose EBM RentCover?

We educate

Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.

We are quick

Our team works to settle the majority of claims within five working days, pending the submission of necessary paperwork, and any claim up to the value of $70,000 is managed in-house.

We are efficient

When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.

We make it easy

When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.

Which policy is right for me?

Which policy is right for me?

We have highlighted the differences between our RentCover Ultra and RentCover Platinum policies to help you make an informed decision when choosing the most suitable protection for an investment property. 

Find out more

Get a landlord insurance quote

RentCover Platinum policy documents

RentCover Platinum Product Disclosure Statement (PDS)

Download

EBM RentCover Financial Services Guide (FSG)

Download

Western Australia Employer Indemnity Policy

Download
Making a claim is easy

Making a claim is easy

As a finalist in the 2020 Mansfield Awards (recognising excellence in claims) we know the importance of making the claims process easy. To help our clients, we invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim. 

Make a claim

Claim documents

'Loss of rent' claim form

Download

'Tenant damage' claim form

Download

'Insured events' claim form (non-tenant related claims including fire, storm and flood)

Download
Don't need cover for tenant-related damage?

Don't need cover for tenant-related damage?

HouseholdersRental is an alternative to EBM RentCover’s traditional offerings and is designed for landlords who don't need cover for tenant-related damage. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.

HouseholdersRental

Info Centre

View all
Pets in properties: Purr-fect or barking mad?
Prevention Pets in properties: Purr-fect or barking mad?

For many Aussies, a house is not a home without a furry companion. Check out these benefits of allowing pets in investment properties...

06 Jul 2020 4 mins read
Strata property: who insures what?
Protection Strata property: who insures what?

If you own or manage an investment property is in a strata complex, it’s important to understand who is responsible for insuring what...

02 Dec 2020 4 mins read
10 landlord insurance myths – DEBUNKED!
Insurance insights 10 landlord insurance myths – DEBUNKED!

At EBM RentCover, we are separating fact from fiction and debunking many typical landlord insurance myths...

05 Aug 2019 5 mins read
Get a quote Back to the top