Landlord, contents and building insurance

Covers tenant damage to fixed contents and building, including intentional, malicious and accidental damage.

Covers malicious damage to fixed contents and building.

Protection during hardship and when a tenant stops paying rent or has left unexpectedly.

Protection during repairs when a property is uninhabitable following tenant damage or insured events (such as fire, storm and flood).

Protection for lost rent when a tenant refuses to leave the property and a court order is required for possession of the property.

Protection for lost rent after the death of a tenant, including murder and suicide.

Covers damage to contents by water, including from overflowing basins and bursting pipes.

Covers damage to the structure of the building by water, including from overflowing basins and bursting pipes.  

You determine and tell us the sum insured at the time of application.  It is the full cost to rebuild your home in the event of a total loss. 

Covers damage to contents by fire or explosion, including arson by the tenant.

Covers damage to the structure of the building by fire or explosion, including arson by the tenant.

You determine and tell us the sum insured at the time of application.  It is the full cost to rebuild your home in the event of a total loss. 

Covers damage to contents caused by rain, cyclone, storm and flood.

Covers damage to the structure of the building by rain, cyclone, storm and flood.

You determine and tell us the sum insured at the time of application.  It is the full cost to rebuild your home in the event of a total loss. 

Covers damage to fixed contents and building caused by a tenant's domestic pet kept at the property, including those not named on the lease.

Covers theft by tenant, impacting both building and fixed contents.

Covers damage to contents and building caused by meth labs and hydroponic set-ups.

Protection when you are found legally liable for an incident, including tenant injury.

Covers court and tribunal fees for loss of rent claims.

Covers losses when a tenant is evicted by the sheriff or bailiff, and the locks need to be changed.

Covers costs of an audit in connection to the ownership of the insured property.