Landlord, contents and building insurance
RentCover Platinum
Protecting properties inside and out
RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard. And for those who want their landlord, contents and building insurance combined under one policy.
What’s covered?
Accidental & intentional tenant damage
Up to $65,000 cover | Excess: $400 per event
Malicious tenant damage
Up to $65,000 cover | Excess: $400 per claim
Loss of rent (rent default)
Up to six weeks cover | Excess: $0
Loss of rent (repairs)
Up to 52 weeks cover | Excess: $0
Denial of access
Up to 52 weeks cover | Excess: $0
Death of a tenant
Up to 52 weeks cover | Excess: $0
Water damage to contents
Up to $65,000 cover | Excess: $200
Water damage to building
Up to sum insured | Excess: $200
Fire damage to contents
Up to $65,000 cover | Excess: $200
Fire damage to building
Up to sum insured | Excess: $200
Storm damage to contents
Up to $65,000 cover | Excess: $200-$500
Storm damage to building
Up to sum insured | Excess: $200-$500
Pet damage
Up to $65,000 cover | Excess: $400 per event
Theft by tenant
Up to $65,000 cover | Excess: $400
Drug lab clean-up
Up to $65,000 cover | Excess: $400
Legal liability
Up to $30 million cover | Excess: $0
Legal expenses
Up to $5,000 cover | Excess: $0
Change of locks
Up to $250 cover | Excess: $0
Tax audit
Up to $1,000 cover | Excess: $0
RentCover Platinum Premiums
Premiums are dependant on varying factors including postcode, building type, building age and sum insured.
Our team can work with you to ensure you get the right amount of cover to best protect your investment.
Let us provide a quote for your property.
Why choose EBM RentCover?
We educate
Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.
We are quick
Our team works to settle the majority of claims within five working days, pending the submission of necessary paperwork, and any claim up to the value of $70,000 is managed in-house.
We are efficient
When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.
We make it easy
When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.
Which policy is right for me?
We have highlighted the differences between our RentCover Ultra and RentCover Platinum policies to help you make an informed decision when choosing the most suitable protection for an investment property.
Find out moreGet a landlord insurance quote
Making a claim is easy
As a finalist in the 2020 Mansfield Awards (recognising excellence in claims) we know the importance of making the claims process easy. To help our clients, we invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim.
Make a claim
Don't need cover for tenant-related damage?
HouseholdersRental is an alternative to EBM RentCover’s traditional offerings and is designed for landlords who don't need cover for tenant-related damage. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.
HouseholdersRentalInfo Centre
View all
For many Aussies, a house is not a home without a furry companion. Check out these benefits of allowing pets in investment properties...
If you own or manage an investment property is in a strata complex, it’s important to understand who is responsible for insuring what...
At EBM RentCover, we are separating fact from fiction and debunking many typical landlord insurance myths...
