Landlord and contents insurance
RentCover Prime
Added safety for investment properties
RentCover Prime is designed for apartments, units and villas where the building is insured elsewhere, and offers cover for loss of rent during repairs (but not loss of rent when a tenant breaks their lease or faces hardship), tenant damage, legal liability and insured events.
What’s covered?
Accidental & intentional tenant damage
Up to $65,000 cover | Excess: $400 per event
Malicious tenant damage
Up to $65,000 cover | Excess: $400 per claim
Loss of rent (repairs)
Up to 52 weeks cover | Excess: $0
Denial of access
Up to 52 weeks cover | Excess: $0
Death of a tenant
Up to 52 weeks cover | Excess: $0
Water damage to contents
Up to $65,000 cover | Excess: $200
Fire damage to contents
Up to $65,000 cover | Excess: $200
Storm damage to contents
Up to $65,000 cover | Excess: $200
Pet damage
Up to $65,000 weeks cover | Excess: $400 per event
Theft by tenant
Up to $65,000 cover | Excess: $400
Drug lab clean-up
Up to $65,000 cover | Excess: $400
Legal liability
Up to $30 million cover | Excess: $0
Legal expenses
Up to $5,000 cover | Excess: $0
Change of locks
Up to $250 cover | Excess: $0
Tax audit
Up to $1,000 cover | Excess: $0
RentCover Prime Premiums
Premiums are fixed by state and territory and represent the cost for our standard RentCover Prime policy. If you want additional coverage (including protection for your building or a higher sum insured for contents), we can help. Contact the EBM RentCover team for a quote.
| NSW | QLD | VIC | SA | ACT | WA | NT | TAS |
|---|---|---|---|---|---|---|---|
| $311 | $268 | $269 | $247 | $293 | $246 | $306 | $230 |
Why choose EBM RentCover?
We educate
Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.
We are quick
Our team works to settle the majority of claims within five working days, pending submission of necessary paperwork, and any claim up to the value of $70,000 is managed in-house.
We are efficient
When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.
We make it easy
When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.
Need more cover?
Our RentCover Gold policy offers all the above features, as well as protection for building damage caused by insured events (including fire, storm and flood).
RentCover GoldApply for cover
Making a claim is easy
We invest in innovative technologies to help provide excellent client support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim.
Make a claim
Don't need cover for tenant-related damage?
Householders Rental is designed for landlords who don't need cover for tenant-related damage and loss. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.
Householders RentalInfo Centre
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