Landlord and contents insurance
RentCover Ultra
Extra protection for your investment
RentCover Ultra offers extra protection not typically covered in standard home and contents policies. It is designed for apartments, units and villas where the building is already covered by body corporate, or stand-alone homes where the building is insured separately.
What’s covered?
Accidental & intentional tenant damage
Up to $65,000 cover | Excess: $400 per event
Malicious tenant damage
Up to $65,000 cover | Excess: $400 per claim
Loss of rent (rent default)
Up to six weeks cover | Excess: $0
Loss of rent (repairs)
Up to 52 weeks cover | Excess: $0
Denial of access
Up to 52 weeks cover | Excess: $0
Death of a tenant
Up to 52 weeks cover | Excess: $0
Water damage to contents
Up to $65,000 cover | Excess: $200
Fire damage to contents
Up to $65,000 cover | Excess: $200
Storm damage to contents
Up to $65,000 cover | Excess: $200-$500
Pet damage
Up to $65,000 cover | Excess: $400 per event
Theft by tenant
Up to $65,000 cover | Excess: $400
Drug lab clean-up
Up to $65,000 cover | Excess: $400
Legal liability
Up to $30 million cover | Excess: $0
Legal expenses
Up to $5,000 cover | Excess: $0
Change of locks
Up to $250 cover | Excess: $0
Tax audit
Up to $1,000 cover | Excess: $0
RentCover Ultra Premiums
Premiums are fixed by state and territory and represent the cost for our standard RentCover Ultra policy. If you want additional coverage (including protection for your building or a higher sum insured for contents), we can help. Contact the EBM RentCover team for a quote.
| NSW | QLD | VIC | SA | ACT | WA | NT | TAS |
|---|---|---|---|---|---|---|---|
| $443 | $372 | $370 | $335 | $395 | $335 | $432 | $312 |
Apply for cover for your property.
Why choose EBM RentCover?
We educate
Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.
We are quick
Our team works to settle the majority of claims within five working days, pending submission of necessary paperwork, and any claim up to the value of $70,000 is managed in-house.
We are efficient
When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.
We make it easy
When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.
Need more cover?
Our RentCover Platinum policy offers all the above features, as well as protection for building damage caused by insured events (including fire, storm and flood).
RentCover PlatinumGet a landlord insurance quote
Making a claim is easy
As a finalist in the 2020 Mansfield Awards (recognising excellence in claims) we know the importance of making the claims process easy. To help our clients, we invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim.
Make a claim
Don't need cover for tenant-related damage?
Householders Rental is an alternative to EBM RentCover’s traditional offerings and is designed for landlords who don't need cover for tenant-related damage and loss. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.
Householders RentalInfo Centre
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