Home Insurance Protection for landlords Landlord and contents insurance

Landlord and contents insurance

RentCover Ultra

Extra protection for your investment

RentCover Ultra offers extra protection not typically covered in standard home and contents policies. It is designed for apartments, units and villas where the building is already covered by body corporate, or stand-alone homes where the building is insured separately.

What’s covered?

Accidental & intentional tenant damage

Up to $65,000 cover | Excess: $400 per event

Malicious tenant damage

Up to $65,000 cover | Excess: $400 per claim

Loss of rent (rent default)

Up to six weeks cover | Excess: $0

Loss of rent (repairs)

Up to 52 weeks cover | Excess: $0

Denial of access

Up to 52 weeks cover | Excess: $0

Death of a tenant

Up to 52 weeks cover | Excess: $0

Water damage to contents

Up to $65,000 cover | Excess: $200

Fire damage to contents

Up to $65,000 cover | Excess: $200

Storm damage to contents

Up to $65,000 cover | Excess: $200

Pet damage

Up to $65,000 cover | Excess: $400 per event

Theft by tenant

Up to $65,000 cover | Excess: $400

Drug lab clean-up

Up to $65,000 cover | Excess: $400

Legal liability

Up to $30 million cover | Excess: $0

Legal expenses

Up to $5,000 cover | Excess: $0

Change of locks

Up to $250 cover | Excess: $0

Tax audit

Up to $1,000 cover | Excess: $0

RentCover Ultra Premiums

Premiums are fixed by state and territory and represent the cost for our standard RentCover Ultra policy. If you want additional coverage (including protection for your building or a higher sum insured for contents), we can help. Contact the EBM RentCover team for a quote. 

NSW QLD VIC SA ACT WA NT TAS
$371 $315 $315 $285 $340 $285 $365 $265
Apply for cover for your property.

Why choose EBM RentCover?

We educate

Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.

We are quick

Our team works to settle the majority of claims within five working days, pending submission of necessary paperwork, and any claim up to the value of $70,000 is managed in-house.

We are efficient

When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.

We make it easy

When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.

Need more cover?

Need more cover?

Our RentCover Platinum policy offers all the above features, as well as protection for building damage caused by insured events (including fire, storm and flood).

RentCover Platinum

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RentCover Ultra policy documents

RentCover Ultra Product Disclosure Statement (PDS)

Download

EBM RentCover Financial Services Guide (FSG)

Download

Western Australia Employer Indemnity Policy

Download
Making a claim is easy

Making a claim is easy

As a finalist in the 2020 Mansfield Awards (recognising excellence in claims) we know the importance of making the claims process easy. To help our clients, we invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim. 

Make a claim

Claim documents

'Loss of rent' claim form

Download

'Tenant damage' claim form

Download

'Insured events' claim form (non-tenant related claims such as fire, storm and flood)

Download
Don't need cover for tenant-related damage?

Don't need cover for tenant-related damage?

HouseholdersRental is an alternative to EBM RentCover’s traditional offerings and is designed for landlords who don't need cover for tenant-related damage and loss. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.

HouseholdersRental

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