Home Insurance Protection for short-term accommodation

Protection for short-term accommodation

Landlord, contents and optional building insurance

Ideal for holiday homes and Airbnb accommodation

RentCover ShortTerm is designed for properties rented out for less than six months at a time, including holiday homes, Airbnb accommodation and serviced apartments. It has the option to cover both contents and building.

What’s covered?

Malicious guest damage

Up to $70,000 cover | Excess: $350 per claim

Accidental guest damage

Up to $70,000 cover | Excess: $350 per event

Loss of rent

Up to $50,000 cover | Excess: $0

Pet damage

Up to $70,000 cover | Excess: $350

Legal liability

Up to $20 million cover | Excess: $200

Tax audit

Up to $1,000 cover | Excess: $200

Death of a guest

Up to $50,000 cover | Excess: $0

Water damage

Up to $70,000 cover | Excess: $200

Fire damage

Up to $70,000 cover | Excess: $200

Storm damage

Up to $70,000 cover | Excess: $200

RentCover ShortTerm Premiums (contents only)

Premiums are fixed by state and territory and represent the cost of our standard RentCover ShortTerm policy. For a combined landlord, contents and building insurance quote, talk to the EBM RentCover team or get a quote online

NSW QLD VIC SA ACT WA NT TAS
$525 $443 $448 $416 $477 $416 $486 $384

 

Apply now to protect your short-term rental

RentCover ShortTerm policy documents

RentCover ShortTerm Product Disclosure Statement (PDS)

Download

EBM RentCover Financial Services Guide (FSG)

Download

Western Australia Employer Indemnity Policy (only applicable to policies invoiced prior to 1 January 2022)

Download
Making a claim is easy

Making a claim is easy

We invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim. 

Make a claim

Claim documents

Short-term accommodation claim form

Download
Need cover for a long-term rental?

Need cover for a long-term rental?

Our RentCover Ultra and RentCover Platinum policies are suited to properties that are rented out for longer than six-months at a time. 

Landlord insurance

Short-term accommodation insurance FAQs

What is short-term landlord insurance?

What sort of homes can be insured under EBM RentCover ShortTerm?

Can a holiday home be insured when it is empty?

How much is RentCover ShortTerm landlord insurance?

Do I need special insurance for an Airbnb property?

Do I need legal liability insurance for a holiday home?

Info Centre

View all
Choosing the right insurance for holiday lets and Airbnb accommodation
Protection Choosing the right insurance for holiday lets and Airbnb accommodation

Summer’s almost here and it’s prime time for holiday rentals. Are you ready for the onslaught of guests?...

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Short-term and Airbnb accommodation: Legislation changes
Insurance insights Short-term and Airbnb accommodation: Legislation changes

A lot has changed in the short-term accommodation market over the past decade. This is what you need to know...

17 Nov 2020 6 mins read
Eight tips to minimise rental arrears
Prevention Eight tips to minimise rental arrears

DID YOU KNOW... Loss of rent makes up around two-thirds of landlord insurance claims at EBM RentCover?...

28 May 2019 3 mins read
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