Home Insurance Protection for short-term accommodation

Protection for short-term accommodation

Landlord, contents and optional building insurance

Ideal for holiday homes and Airbnb accommodation

RentCover ShortTerm is designed for properties rented out for less than six months at a time, including holiday homes, Airbnb accommodation and serviced apartments. It has the option to cover both contents and building.

What’s covered?

Click on the features below to learn more about cover, limits and excesses. For all other insured events not listed, a $500 excess applies.

Accidental guest damage

Up to $70,000 cover | Excess: $350 per event

Death of a guest

Up to $50,000 cover | Excess: $0*

Fire damage

Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500

Legal liability

Up to $20 million cover | Excess: $500

Loss of rent

Up to $50,000 cover | Excess: $0*

Malicious guest damage

Up to $70,000 cover | Excess: $350 per claim

Natural disasters

Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500-$1,000

Pet damage

Up to $70,000 cover | Excess: $350

Tax audit

Up to $1,000 cover | Excess: $500

Water damage

Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500

RentCover ShortTerm (contents only) premiums

The displayed premiums are for RentCover ShortTerm (contents only), were set on 5 August 2024 and are subject to change at the underwriter’s discretion. The premiums do not account for building cover or extra costs for extensions to standard cover limits. To get a formal quote, click here. Refer to the applicable Product Disclosure Statement for exact details about what is and isn’t covered. For RentCover ShortTerm (building and contents), premiums are dependent on varying factors including postcode, building type, building age and sum insured.

NSW SA VIC ACT QLD TAS WA NT
$633 $517 $535 $580 $550 $477 $515 $603

Get a quote and apply for RentCover ShortTerm

RentCover ShortTerm policy documents

RentCover ShortTerm Product Disclosure Statement (PDS)

Download

EBM RentCover Financial Services Guide (FSG)

Download
Making a claim is easy

Making a claim is easy

We invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim. 

Make a claim

Short-term accommodation insurance FAQs

What is short-term landlord insurance?

What sort of homes can be insured under EBM RentCover ShortTerm?

Can a holiday home be insured when it is empty?

How much is RentCover ShortTerm landlord insurance?

Do I need special insurance for an Airbnb property?

Do I need legal liability insurance for a holiday home?

Need cover for a long-term rental?

Need cover for a long-term rental?

Our RentCover Ultra and RentCover Platinum policies are suited to properties that are rented out for longer than six-months at a time. 

Landlord insurance

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