Protection for short-term accommodation
Landlord, contents and optional building insurance
Ideal for holiday homes and Airbnb accommodation
RentCover ShortTerm is designed for properties rented out for less than six months at a time, including holiday homes, Airbnb accommodation and serviced apartments. It has the option to cover both contents and building.
What’s covered?
Click on the features below to learn more about cover, limits and excesses. For all other insured events not listed, a $500 excess applies.
Accidental guest damage
Up to $70,000 cover | Excess: $350 per event
Death of a guest
Up to $50,000 cover | Excess: $0*
Fire damage
Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500
Legal liability
Up to $20 million cover | Excess: $500
Loss of rent
Up to $50,000 cover | Excess: $0*
Malicious guest damage
Up to $70,000 cover | Excess: $350 per claim
Natural disasters
Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500-$1,000
Pet damage
Up to $70,000 cover | Excess: $350
Tax audit
Up to $1,000 cover | Excess: $500
Water damage
Up to $70,000 cover (contents) OR up to sum insured (building) | Excess: $500
RentCover ShortTerm (contents only) premiums
The displayed premiums are for RentCover ShortTerm (contents only), were set on 5 August 2024 and are subject to change at the underwriter’s discretion. The premiums do not account for building cover or extra costs for extensions to standard cover limits. To get a formal quote, click here. Refer to the applicable Product Disclosure Statement for exact details about what is and isn’t covered. For RentCover ShortTerm (building and contents), premiums are dependent on varying factors including postcode, building type, building age and sum insured.
NSW | SA | VIC | ACT | QLD | TAS | WA | NT |
---|---|---|---|---|---|---|---|
$633 | $517 | $535 | $580 | $550 | $477 | $515 | $603 |
Get a quote and apply for RentCover ShortTerm
Get a quote - RentCover ShortTerm (contents only)
We want to make sure you are being provided a policy that is appropriate for your investment property. To help rule out potential issues with cover, simply mark True or False to the below statements.
Get a quote - RentCover ShortTerm (building and contents)
We want to make sure you are being provided a policy that is appropriate for your investment property. To help rule out potential issues with cover, simply mark True or False to the below statements.
Making a claim is easy
We invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim.
Make a claimShort-term accommodation insurance FAQs
What is short-term landlord insurance?
What sort of homes can be insured under EBM RentCover ShortTerm?
Can a holiday home be insured when it is empty?
How much is RentCover ShortTerm landlord insurance?
Do I need special insurance for an Airbnb property?
Do I need legal liability insurance for a holiday home?
Need cover for a long-term rental?
Our RentCover Ultra and RentCover Platinum policies are suited to properties that are rented out for longer than six-months at a time.
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