Skip to main content

Landlord insurance specialists

If you need us, we’re here

Get a quote Compare policies

Protection

Insurance that works for you

Owning a rental property can be complex, but protecting it shouldn’t be. Since 1991, EBM RentCover has been helping landlords navigate the risks of owning rental properties, offering clear guidance, expert support, and insurance designed to protect both landlords and their properties.

RENTCOVER ULTRA

Landlord and contents insurance

Designed for apartments, units, and villas covered under a strata building insurance policy or insured separately, as well as standalone homes where the building is insured separately.

Get a quote Learn more

 

Agent partnerships

Partnering with agents, delivering for landlords

At EBM RentCover, we value the agent partnerships that help us deliver the best possible outcomes for landlords.

 

Agent portal

RCPLive makes it easy by offering a centralised platform for overseeing all insurance needs.

Read more
Learn more

FAQs for agents

Got a question about EBM RentCover, cover or claims? We have the answers.

Read more
Relationship Management team

Partner with us

Fast claims, expert support and a team that genuinely understands the realities of property management.
Read more
Learn more

what makes us different

Service that matters

While insurance is important, EBM RentCover adds true value with its service and support. From cover to claims, our team can guide you through every step and ensure you get the help you need, when you need it.

About EBM RentCover

 

1991 Our first year in business
$ 43.5 m The amount paid out in 2025 (approx.)
155,000 Properties we cover (approx.)
7,000 Claims received in 2025 (approx.)
100 Team members at EBM RentCover
52,000 Number of calls taken in 2025 (approx.)

MAKE A CLAIM

Guiding you through every claim

We’re committed to making the claims process simple, transparent, and stress-free. Our online claims portal lets you quickly submit a claim, upload quotes and invoices, and provide all the details we need, allowing you to get back to what matters most.

Claims portal

EBM GROUP

We’re part of something bigger

As part of the wider EBM Group, EBM RentCover gives clients access to tailored insurance solutions, expert broking services, and specialised products across Australia, combining local knowledge with national reach to deliver the right cover for every situation.

EBM Group

Get a quote or call today

Get a quote or call1800 661 662

blog

Info Centre

Guiding you through the maze of insurance jargon.

View all

  • Insurance insights

Which type of property professional are you? 

Whether you’re a landlord growing your portfolio or a property manager overseeing rentals for clients, your approach to risk matters. We’ve put together...

Which type of property professional are you? 
  • Insurance insights

10 insights into the investment property market

Each month we pull together 10 insights impacting the investment property market. Read on for this month’s instalment…

10 insights into the investment property market
  • Insurance insights

Nominating the right sum insured for your building

If you own a rental property that requires building cover, you will likely be asked by your insurer to nominate the building sum insured. It is vital you get this dollar figure right, otherwise you could risk under- or over-insurance.

Nominating the right sum insured for your building
  • Insurance insights

Who pays tenant relocation costs if a rental becomes uninhabitable?

When a rental property becomes uninhabitable due to events like fire, flood, storm or damage, tenants may need to move out while repairs are completed. A common question is: who pays the relocation costs – the landlord or the tenant?

Who pays tenant relocation costs if a rental becomes uninhabitable?
  • Insurance insights

What happens when a tenant leaves belongings behind?

Abandoned belongings at a rental property can quickly turn a routine tenant vacate into a time-consuming and costly headache for landlords. From furniture and household goods to piles of rubbish and personal items...

What happens when a tenant leaves belongings behind?
  • Insurance insights

The anatomy of a landlord insurance claim

For most landlords, insurance is something they hope they never need to use. But say a storm damages a roof, or a tenant decides to stop paying rent, the claims process becomes a moment that really matters...

The anatomy of a landlord insurance claim
  • Insurance insights

Loss Adjusters keep the claims process rolling

So you've made an insurance claim and been told a 'loss adjuster' has been assigned. Just who is this person and what do they do?..

Loss Adjusters keep the claims process rolling
  • Protection

When Does Loss of Rent Insurance Actually Pay Out?

For many landlords, rental income helps cover mortgages, rates, maintenance and everyday financial commitments. So, when rent suddenly stops hitting the bank account, the impact can be significant...

When Does Loss of Rent Insurance Actually Pay Out?
  • Prevention

A Small Hose Could Cause Big Water Damage – And an Expensive Insurance Claim

Flexi hoses are small, inexpensive and easy to overlook. But when they fail, the damage to a rental property can be significant. What starts as a minor plumbing issue can quickly turn into water damage, upset tenants, repairs, loss of rent and a stressful insurance claim...

A Small Hose Could Cause Big Water Damage – And an Expensive Insurance Claim