Which type of property professional are you?
Whether you’re a landlord growing your portfolio or a property manager overseeing rentals for clients, your approach to risk matters. We’ve put together...
Info Centre
Guiding you through the maze of insurance jargon
10 insights into the investment property market
Each month we pull together 10 insights impacting the investment property market. Read on for this month’s instalment…
Nominating the right sum insured for your building
If you own a rental property that requires building cover, you will likely be asked by your insurer to nominate the building sum insured. It is vital you get this dollar figure right, otherwise you could risk under- or over-insurance.
Who pays tenant relocation costs if a rental becomes uninhabitable?
When a rental property becomes uninhabitable due to events like fire, flood, storm or damage, tenants may need to move out while repairs are completed. A common question is: who pays the relocation costs – the landlord or the tenant?
What happens when a tenant leaves belongings behind?
Abandoned belongings at a rental property can quickly turn a routine tenant vacate into a time-consuming and costly headache for landlords. From furniture and household goods to piles of rubbish and personal items...
The anatomy of a landlord insurance claim
For most landlords, insurance is something they hope they never need to use. But say a storm damages a roof, or a tenant decides to stop paying rent, the claims process becomes a moment that really matters...
Loss Adjusters keep the claims process rolling
So you've made an insurance claim and been told a 'loss adjuster' has been assigned. Just who is this person and what do they do?..
When Does Loss of Rent Insurance Actually Pay Out?
For many landlords, rental income helps cover mortgages, rates, maintenance and everyday financial commitments. So, when rent suddenly stops hitting the bank account, the impact can be significant...
A Small Hose Could Cause Big Water Damage – And an Expensive Insurance Claim
Flexi hoses are small, inexpensive and easy to overlook. But when they fail, the damage to a rental property can be significant. What starts as a minor plumbing issue can quickly turn into water damage, upset tenants, repairs, loss of rent and a stressful insurance claim...
How to Winter-Proof Your Rental
Winter can be tough on properties, including rentals. During the season, all the elements have the potential to cause damage. However, with a little proactive maintenance, you can significantly lower the risk of nature taking its toll...
Why choose RentCover ShortTerm?
If you are renting out your property on a short-term basis (whether as a holiday home, Airbnb, or serviced apartment) you may face risks that standard insurance simply does not cover. That is why EBM RentCover created RentCover ShortTerm...
Don’t Miss These Tax-Time Checks Before You Lodge Your Tax Return
Tax time is a good point for landlords to review their finances, but it is also an opportunity to step back and ensure your investment property is properly protected...
General Insurance vs Landlord Cover: The Key Differences Every Property Investor Should Know
Insurance products offered through major financial institutions are often designed with simplicity and accessibility in mind. While this approach is convenient, it raises an important question: is it enough for landlords?..
How the Right Insurance Can Protect Your High-Value Rental Property Investment
EBM RentCover now covers properties with higher rental values, so if your investment sits at the premium end, here is what you need to know about insuring it properly...